News Release

Dick Gephardt Joins American Income Life Insurance Company Labor Advisory Board

February 21, 2005

American Income Life Insurance Company (AIL), a subsidiary of Torchmark Corporation (NYSE: TMK), announced today that Dick Gephardt, former Democratic Majority and Minority Leader in the U. S. House of Representatives for 14 years, has joined the American Income Life Labor Advisory Board. Mr. Gephardt will also serve as a consultant to AIL, assisting State General Agents. AIL Chief Executive Officer Roger Smith said, "The addition of Mr. Gephardt to the AIL family provides a new dimension of service to customers, shareholders, and our union clientele. Mr. Gephardt's well-earned reputation for integrity, leadership and advocacy for working families is a great fit with our corporate objectives." Jules Pagano, AIL Executive Director, hailed Mr. Gephardt as an emblem of the best American public service and political life has to offer.

As a presidential candidate in the 2004 Democratic primaries, Mr. Gephardt was a favorite among union members even after he left the race last spring. He did not run for an eighth term in the House of Representatives in 2004.

American Income Life is a nationally recognized all-union company providing supplemental insurance that protects union members and their families. For more information on AIL, log onto http://www.ailife.com/.

SOURCE Torchmark Corporation

CONTACT: Joyce Lane, Vice President, Investor Relations of Torchmark Corporation, +1-972-569-3627, or fax, +1-972-569-3282, or jlane@torchmarkcorp.com

Web site: http://www.torchmarkcorp.com/