News Release

Torchmark Corporation Announces Third Quarter 2003 Earnings Conference Call on the Web

October 20, 2003

Torchmark Corporation (NYSE: TMK) will release Third Quarter 2003 Earnings before the market opens on Thursday, October 23, 2003. In conjunction with Torchmark Corporation's Third Quarter 2003 Earnings Release, you are invited to listen to its conference call that will be broadcast live over the Internet on October 23, 2003 at 10:00 a.m. Eastern. At that time a copy of the Company's Q3-2003 earnings press release and any other financial and statistical information about the quarter to be presented in the conference call will be available on the Company's website at on the Investor Relations page.

What: Torchmark Corporation Third Quarter 2003 Earnings Release Conference Call

When: October 23, 2003 at 10:00 a.m. Eastern

Where: (on the investor relations page)

How: Live over the Internet -- Simply log on to the web at the address above.

Contact: Joyce L. Lane, 972/569-3627,

If you are unable to participate during the live webcast, the call will be archived at . To access the replay, click on the Investor Relations page.

Torchmark Corporation is a financial services holding company specializing in life and supplemental health insurance for "middle income" Americans marketed through multiple distribution channels including direct response, exclusive and independent agencies. Subsidiary Globe Life And Accident is a nationally recognized direct-response provider of life insurance known for its administrative efficiencies. United American has been a nationally recognized provider of Medicare supplement health insurance since 1966. Liberty National Life, one of the oldest traditional life insurers in the Southeast, is the largest life insurance company in its home state of Alabama. American Income Life is nationally recognized for providing supplemental life insurance to labor union members.

(Minimum Requirements to listen to broadcast: The Windows Media Player software, downloadable free from and at least a 28.8Kbps connection to the Internet. If you experience problems listening to the broadcast, send an email to .)

SOURCE Torchmark Corporation

CONTACT: Joyce L. Lane of Torchmark Corporation, +1-972-569-3627, or

Web site: