Torchmark Corporation to Present at Salomon Smith Barney Financial Services Conference

January 27, 2003

Torchmark Corporation (NYSE: TMK) announced today that its Chairman C. B. Hudson will be presenting Thursday, January 30, 2003 at the Salomon Smith Barney Financial Services Conference in New York City. Mr. Hudson's presentation is scheduled to begin at 10:45 a.m. EST.

The presentation will be webcast live at:
www.torchmarkcorp.com
on the Investor Relations page, under "Management Presentations"
or
http://www.veracast.com/ssb/2003/financial-services/41304362.cfm

Torchmark Corporation is a financial services holding company specializing in life and supplemental health insurance for "middle income" Americans marketed through multiple distribution channels including direct response, and exclusive and independent agencies. Subsidiary Globe Life And Accident is a nationally recognized direct-response provider of life insurance known for its administrative efficiencies. United American has been a nationally recognized provider of Medicare supplement health insurance since 1966. Liberty National Life, one of the oldest traditional life insurers in the Southeast, is the largest life insurer in its home state of Alabama. American Income Life is nationally recognized for providing supplemental life insurance to labor union members.

SOURCE Torchmark Corporation

CONTACT: Joyce Lane, Vice President, Investor Relations of Torchmark Corporation, +1-972-569-3627, or fax, +1-972-569-3696, or jlane@torchmarkcorp.com

Web site: http://www.torchmarkcorp.com/