News Release

Torchmark Corporation Files Certifications

August 13, 2002

Torchmark Corporation (NYSE: TMK) Chairman and Chief Executive Officer, C. B. Hudson, and Executive Vice President and Chief Financial Officer, Gary L. Coleman today affirmed by sworn certifications submitted to the Securities and Exchange Commission, the accuracy of Torchmark's Form 10-K for 2001, Forms 10-Q for the first and second quarters of 2002, its proxy statement for the April 25, 2002 Annual Shareholders Meeting and a Form 8-K dated March 21, 2002. These certifications were filed as a timely response to the June 27, 2002 SEC order requiring some 950 large publicly-traded companies to certify the accuracy of their financial reports. These certifications to the SEC are also included in a Form 8-K filed today with the SEC.

Torchmark also filed today with the SEC its Form 10-Q for the second quarter of 2002, which contains as exhibits the certifications required to be signed by Chief Executive Officer Hudson and Chief Financial Officer Coleman, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

The Company's filings with the SEC can be viewed on Torchmark's website,, on the Investor Relations page, by clicking on the menu item "SEC Filings."

Torchmark Corporation is a financial services holding company specializing in life and supplemental health insurance for "middle income" Americans marketed through multiple distribution channels including direct response, and exclusive and independent agencies. Subsidiary Globe Life And Accident is a nationally recognized direct-response provider of life insurance known for its administrative efficiencies. United American has been a nationally recognized provider of Medicare supplement health insurance since 1966. Liberty National Life, one of the oldest traditional life insurers in the Southeast, is the largest life insurer in its home state of Alabama. American Income Life is nationally recognized for providing supplemental life insurance to labor union members.

SOURCE Torchmark Corporation

CONTACT: Joyce Lane, Vice President, Investor Relations of Torchmark Corporation, +1-972-569-3627, or fax, +1-972-569-3696, or

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