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News Release

Torchmark Declares Dividend

July 26, 2001

The Board of Directors of Torchmark Corporation (NYSE: TMK) has declared a quarterly dividend of $.09 per share on all of the outstanding common stock of the Company held of record as of the close of business of the Company's transfer agent on October 5, 2001. This dividend will be paid on November 1, 2001.

Torchmark Corporation is a financial services holding company specializing in life and supplemental health insurance for "middle income" Americans marketed through multiple distribution channels including direct response, and exclusive and independent agencies. Subsidiary Globe Life and Accident is a nationally recognized direct-response provider of life insurance known for its administrative efficiencies. United American has been a nationally recognized provider of Medicare supplement health insurance since 1966. Liberty National Life, one of the oldest traditional life insurers in the Southeast, is the largest life insurer in its home state of Alabama. American Income Life is nationally recognized for providing supplemental life insurance to labor union members.

SOURCE Torchmark Corporation

Contact: Joyce Lane, Vice President, Investor Relations of Torchmark Corporation, +1-972-569-3627, or fax, +1-972-569-3696, or jlane@torchmarkcorp.com

Web site: http://www.torchmarkcorp.com/