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News Release

Torchmark Corporation to Present at Merrill Lynch Conference

February 13, 2001

McKinney, Texas

Torchmark Corporation (NYSE: TMK) announced today that it will make a presentation at the Merrill Lynch Insurance Investor Conference in New York City. C. B. Hudson, President and Chief Executive Officer, will represent Torchmark and is scheduled to speak at 9:25 a.m. EST on February 15, 2001.

Mr. Hudson's presentation will be webcast live at:
http://events.mlresearchmedia.com/ml/2001insurance

Torchmark Corporation is a financial services holding company specializing in life and supplemental health insurance for "middle income" Americans marketed through multiple distribution channels including direct response, exclusive and independent agencies. Subsidiary Globe Life and Accident is a nationally recognized direct-response provider of life insurance known for its administrative efficiencies. United American has been a nationally recognized provider of Medicare supplement health insurance since 1966. Liberty National Life, one of the oldest traditional life insurers in the Southeast, is the largest insurer in its home state of Alabama. American Income Life is nationally recognized for providing supplemental life insurance to labor union members.

SOURCE Torchmark Corporation

Contact: Joyce Lane, Vice President Investor Relations of Torchmark Corporation, 972-569-3627, or fax, 972-569-3696, or jlane@torchmarkcorp.com

Web site: http://www.torchmarkcorp.com/